Overseas Student Health Cover (OSHC) - Regional Campus
On your offer you will see a fee for OSHC. The Australian Department of Immigration requires all student visa holders to have Overseas Student Health Cover (OSHC) for the duration of their student visa in Australia
OSHC will help you to pay for any medical and hospital care you may need while studying in Australia . A number of providers offer OSHC, however we recommend you take membership with Medibank Private for the first 12 months of your study. Upon arrival at CSU, information on other providers of OSHC will be available from your International Student Adviser in Student Services.
The Australian Department of Immigration is currently considering the issue of visa-length OSHC for students. If you would like to take out visa-length OSHC, contact your Admissions Officer for the current rates. If you purchase your OSHC through Medibank Private for 2 years or more (up to five years) you will receive a 5% discount on your premium.
Medibank Private Rates
| Single cover | Family cover | |||
|---|---|---|---|---|
| Period of cover* | 2008 (AUD) | 2009(AUD) | 2008 (AUD) | 2009 (AUD) |
| 3 months | $87 | $88.50 | $174 | $177 |
| 6 months | $174 | $177 | $348 | $354 |
| 1 year | $348 | $354 | $696 | $708 |
| 2 years | $661.20 | $672.60 | $1322.40 | $1345.20 |
* Rates for other durations can be obtained from your Admissions Officer, admissions@csu.edu.au.
What is covered:
This tells you what your Medibank Private OSHC covers you for.
Need help?
If you don't understand any of these words, please see Medibank Private online dictionary
Maximum $50 per prescription item
| Service | Benefits | |
|---|---|---|
| 1. Out-of-hospital medical services for: | General Practitioners (Doctors) | 100% of Medicare Benefits Schedule fee* |
| Specialists, including Pathology, X-rays | 85% of Medicare Benefits Schedule fee* | |
| 2. In-hospital medical services | Doctors, Specialists, Pathology, X-rays | 100% of Medicare Benefits Schedule fee* |
| 3. Public Hospitals | Accommodation (admitted patient in a shared ward) | 100% of the charge |
| Surgically implanted prostheses and other items (included on Federal Government's Prostheses List) |
100% of the charge | |
| Out-patient medical or post-operative services (fees raised by the hospital for treatment where you are not an admitted patient). For medical services and benefits see section 1 | 100% of the charge | |
4. Private Hospitals: Members' Choice |
Accommodation and theatre fees | 100% of the charge |
| Surgically implanted prostheses and other items included on the Federal Government's Prostheses List | 100% of the charge | |
| Other costs provided for in our agreement with the hospital (such as prescription medicines directly related to the reason for your hospital admission, and some ancillary services) | 100% of the charge | |
| Other costs: colour TV, local calls from bedside phone (some Members' Choice Hospitals only) | 100% of the charge | |
| 5. Private Hospitals: Non Members' Choice | Accommodation and theatre fees | Charges and benefits may vary between hospitals.* |
| Surgically implanted prostheses and other items included on the Federal Government's Prostheses List |
100% of the charge | |
| 6. Prescribed medicines | Medibank Private OSHC provides benefits for prescription medicines (excluding oral contraceptives and prescriptions when prescribed for cosmetic purposes). | Maximum $50 per prescription item Maximum $300 per calendar year (single) Maximum $600 per calendar year (family), any one person cannot use more than $300 |
| Members are required to pay a contribution towards the cost of each prescribed item | ||
| 7. Ambulance services | When medically necessary for admission to hospital or for emergency treatment | 100% of the charge |
* Charges may be more than the OSHC benefit - you will be responsible for paying any difference between the OSHC benefit and the charge.
What is NOT covered:
This tells you what your OSHC does not cover you for.
Remember! You should always check your benefit entitlement before you are admitted to hospital.
Service
1. Public and Private Hospitals
- Accommodation that costs more than what Medibank Private will pay for a shared room, if accommodated in a single room by request
- Any services in a Members' Choice Hospital that are not covered by our agreement with the hospital
- The difference between the charges raised by a non-Members' Choice Hospital and how much Medibank Private will pay
- Any items provided to you when you are discharged from a hospital
- Any extras services given to you in hospital that are not related to the reason of your hospital stay
- Out-patient charges raised by private hospitals
- Surgically implanted prostheses and other items not included in the Australian Federal Government Prostheses List
- Cost of newspapers, TV hire and telephone calls, except as covered in some Members' Choice hospitals
2. Medical Services
- Treatment not considered medically necessary, eg: health screening and cosmetic surgery
- Any difference between what your doctor charges you and what Medibank Private will pay you
- Any medical examinations, X-rays and/or pathology required by the Department of Immigration and Citizenship (DIAC) as part of the student visa renewal process
3. Prescribed Medicines
- Your Prescription Medicine Co-payment for each Prescription Medicine
- Costs in excess of the benefit payable for each Prescription Medicine
- Costs in excess of the maximum annual benefit payable for Prescription Medicines
- Medicines other than Prescription Medicines
- Medicines prescribed for cosmetic purposes
- Oral contraceptives
4. Ambulance Services
- The cost of ambulance transport which is not medically necessary for admission to hospital or is not for emergency treatment
The above information was taken from the Medibank Private OSHC Summary. For more details, consult the OSHC Membership Guide, available from Medibank Private, when you arrive in Australia or visit the Medibank Private website