Overseas Student Health Cover (OSHC)
As an overseas student you and your accompanying family must have a medical insurance Overseas Student Health Cover (OSHC), for the entire duration of your student visa in Australia.
Australian Health Management (AHM) is the preferred provider for student medical insurance in Melbourne and Sydney whereas, Medibank is the preferred provider for student medical insurance for CSU Regional Campuses.
Overseas students from Norway and Sweden are exempt from this scheme. The OSHC helps you to pay for any medical and hospital care you need while studying in Australia.
Health policy information will be provided to you shortly after your arrival. It is important that you read the health policy of your medical insurer and ensure you are familiar with its contents. Remember, it is your responsibility to renew your membership before it expires.
If you are already studying in Australia you should inform us of your OSHC membership number and the expiry date of your cover. Please send a photocopy of your membership card to provide evidence that you have cover for at least the first 12 months of your program. The Student Advisers can be a point of contact for advice regarding your cover.
What OSHC includes:
- A doctor (including specialist) to treat you in hospital, at home, or in a doctor’s surgery (85% rebate provided)
- Pathology services such as blood tests
- X-rays
- Public hospital covers all hospital charges in a shared ward in any public hospital
- Emergency ambulance transport
- Prescription medicines limited to a maximum of $50/prescription and $150/calendar year
What OSHC does NOT include:
- Dental
- Physiotherapy
- Optical (items such as glasses and contact lenses)
- Treatment for medical conditions, or disabilities, in existence before you came to Australia during the first 12 months of membership.
- Assisted reproduction services, such as in-vitro fertilization (IVF).
- Treatment arranged before you came to Australia.
- Treatment you need while traveling to or from Australia.
- Treatment for which compensation or damages can be claimed either in Australia or overseas.
- Additional charges for single room accommodation in a public hospital.
- Treatment which would not otherwise be covered under the Medicare Benefits Schedule e.g. health screening services or cosmetic surgery.
These links will take you to external sites. Sites will open in a separate window, and are in English:
