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FIN564 Superannuation and Retirement Planning (8)

Abstract

This subject introduces the student to the complex world of superannuation savings and transferring this wealth into a retirement plan. The subject will examine the government policy behind superannuation and the historical, international and legal context of this policy. It will then look in detail at the complex rules relating to contributing, investing, compliance, thresholds and indexations, before considering the use of superannuation as part of an overall retirement plan with a particular focus on Self Managed Superannuation Funds.

+ Subject Availability Modes and Location

Session 1
OnlineBathurst Campus
Continuing students should consult the SAL for current offering details: FIN564
Where differences exist between the Handbook and the SAL, the SAL should be taken as containing the correct subject offering details.

Subject information

Duration Grading System School:
One session HD/FLSchool of Accounting and Finance

Enrolment restrictions

Postgraduate Courses in the Faculty of Business, Justice and Behavioural Science.

Learning Outcomes

Upon successful completion of this subject, students should:
  • be able to explain the history and evolution of the superannuation policy framework;
  • be able to research recent developments in superannuation policy and analyse the impacts of changes across the industry;
  • be able to effectively articulate the rules and requirements for establishing and administering superannuation funds and self-managed superannuation funds;
  • be able to interpret and explain the complex sets of rules determining the taxation of superannuation contributions, earnings and withdrawals;
  • be able to analyse, evaluate and provide recommendations to clients on the use of the superannuation system to plan and save for their retirement, including critically evaluating the retirement income streams to gain a tax free retirement.

Syllabus

The subject will cover the following topics:
  • Retirement policy;
  • Historical and international background to superannuation;
  • The superannuation entity;
  • Establishing a superannuation fund including taxation;
  • Self-managed superannuation funds;
  • Administration and compliance of funds;
  • Contributions to superannuation funds;
  • Benefits from superannuation funds and reasonable benefit limits ;
  • Investment policies and strategies;
  • Family law, bankruptcy and other legal issues;
  • Retirement issues including social security, estate planning and termination payments;
  • Retirement income streams;
  • The role of the adviser.

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The information contained in the 2018 CSU Handbook was accurate at the date of publication: 18 October 2017. The University reserves the right to vary the information at any time without notice.