FIN320 Financial Institutions Lending (8)

This subject examines the principles and techniques of lending in financial institutions. Students will develop skills in the techniques involved in the analysis and application of financial data for lending together with approaches for effective credit risk management.

No offerings have been identified for this subject in 2021.

Where differences exist between the Handbook and the SAL, the SAL should be taken as containing the correct subject offering details.

Subject Information

Grading System



One session


School of Accounting and Finance

Assumed Knowledge
Assumed knowledge in this subject is equivalent to that covered in ACC110 and (FIN211 or FIN210)

Learning Outcomes

Upon successful completion of this subject, students should:
  • be able to analyse and interpret financial reports.
  • be able to utilise financial data in lending transactions.
  • be able to apply effective techniques for credit risk management.
  • be able to apply sound and practical lending techniques.
  • be able to assess current issues in lending and financial assessment techniques.


This subject will cover the following topics:
  • Introduction to Lending
  • Principles of Lending: Credit Management; Minimising Problem Loans
  • Property and Interests in Property
  • Other Lending Securities and Unsecured Lending
  • Financial Statement Analysis
  • Cash Flow and Projections Evaluation
  • Consumer Lending
  • Agricultural Lending
  • Corporate Lending
  • International Lending

Indicative Assessment

The following table summarises the assessment tasks for the online offering of FIN320 in Session 2 2019. Please note this is a guide only. Assessment tasks are regularly updated and can also differ to suit the mode of study (online or on campus).

Item Number
Value %
Credit memorandum
Final exam

The information contained in the CSU Handbook was accurate at the date of publication: May 2021. The University reserves the right to vary the information at any time without notice.