FIN320 Financial Institutions Lending (8)

This subject examines the principles and techniques of lending in financial institutions. Students will develop skills in the techniques involved in the analysis and application of financial data for lending together with approaches for effective credit risk management.

Subject Outlines
Current CSU students can view Subject Outlines for recent sessions. Please note that Subject Outlines and assessment tasks are updated each session.


Session 2 (60)
Bathurst Campus

Continuing students should consult the SAL for current offering details: FIN320. Where differences exist between the Handbook and the SAL, the SAL should be taken as containing the correct subject offering details.

Subject Information

Grading System



One session


School of Accounting and Finance

Assumed Knowledge
Assumed knowledge in this subject is equivalent to that covered in ACC110 and (FIN211 or FIN210)

Learning Outcomes

Upon successful completion of this subject, students should:
  • be able to analyse and interpret financial reports.
  • be able to utilise financial data in lending transactions.
  • be able to apply effective techniques for credit risk management.
  • be able to apply sound and practical lending techniques.
  • be able to assess current issues in lending and financial assessment techniques.


This subject will cover the following topics:
  • Introduction to Lending
  • Principles of Lending: Credit Management; Minimising Problem Loans
  • Property and Interests in Property
  • Other Lending Securities and Unsecured Lending
  • Financial Statement Analysis
  • Cash Flow and Projections Evaluation
  • Consumer Lending
  • Agricultural Lending
  • Corporate Lending
  • International Lending


Current Students

For any enquiries about subject selection or course structure please contact Student Central or or phone on 1800 275 278.

Prospective Students

For further information about Charles Sturt University, or this course offering, please contact info.csu on 1800 275 278 (free call within Australia) or enquire online.

The information contained in the 2018 CSU Handbook was accurate at the date of publication: August 2018. The University reserves the right to vary the information at any time without notice.