Insurance

• Fractured Bones lump sum benefit (maximum $2,000).
• Modification Expenses (maximum $10,000).
• Out of Pocket Expenses (maximum $2,000).
• Emergency Home Help (maximum $250 per week for 52 weeks).
• Student tutorial costs (maximum $250 per week for 52 weeks).
• Tuition or Advice Expenses (maximum $4,500).
• HECS and postgraduate fees (maximum $10,000).

• Unexpired Membership Benefit.
• Chauffeur Services.
• Accidental HIV Infection Benefit.
• Bed Care.
• Terrorist Injury Benefit.
• Childcare Benefit.
• Work Experience Benefit.
• Workplace Assault Benefit.
• Workplace Trauma Benefit.
• Air or Road Rage Benefit.
• Carjacking Benefit - Excess and Vehicle Hire.
• Carjacking Assault Benefit.
• Reconstructive or Cosmetic Surgery Benefit.

Sport Association Co-Insurance: No cover will apply where a covered Person is Insured through the Covered Person's own sporting association.

Please note all benefits/covers have strict meanings as defined and detailed in the Policy Schedule and Wording. If further information is required, please request at insurance@csu.edu.au

• Expenses incurred within 12 months of sustaining a Bodily Injury.
• Expenses for Doctor, Physician, Surgeon, Nurse, Physiotherapist, Chiropractor, Osteopath, Hospital and/or Ambulance services for the following treatments:
  • Medical, Surgical, X-ray, Chiropractic, Osteopathic, Physiotherapy, Hospitalisation, Nursing treatment.

What the policy excludes

• Dental Treatment, unless such treatment is necessarily required to teeth other than dentures and is caused by a Bodily Injury.
• Services for which the insured is eligible to receive Medicare benefits.

Important Conditions Applying to Non-Medicare Expenses

• Benefits are only paid after claims are made on Private Health Insurance providers.
• No benefit is payable on the gap between the Medicare rebate and invoiced amount.
• Maximum claim is $10,000. Excess is $50 each and every claim.